{"id":19398,"date":"2023-02-19T23:30:19","date_gmt":"2023-02-19T18:00:19","guid":{"rendered":"https:\/\/magicsheds.in\/index.php\/2023\/02\/19\/know-how-to-use-pmay-clss-housing-portal-clap\/"},"modified":"2023-02-19T23:30:19","modified_gmt":"2023-02-19T18:00:19","slug":"know-how-to-use-pmay-clss-housing-portal-clap","status":"publish","type":"post","link":"https:\/\/magicsheds.in\/index.php\/2023\/02\/19\/know-how-to-use-pmay-clss-housing-portal-clap\/","title":{"rendered":"Know how to use PMAY CLSS Housing Portal (CLAP)"},"content":{"rendered":"<div>\n<p>PMAY CLSS provides central subsidy on home loans between Rs 6 lakh to Rs 12 lakh at low interest rates for construction of new houses or renovation of existing houses.  who are eligible to receive government subsidy under the credit-linked subsidy scheme of the Pradhan Mantri Awas Yojana or <strong>CLSS <\/strong>You can track your application status online by using CLSS Awas Portal or <strong>clap<\/strong>,<\/p>\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_CLAP_or_CLSS_Awas_Portal\"\/><strong>What is CLAP or CLSS Housing Portal?<\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<p>CLSS Housing Portal (CLAP), <span style=\"color: #0000ff;\">https:\/\/pmayuclap.gov.in\/<\/span>, is a platform to help the beneficiaries of PMAY scheme.  You<span class=\"keyword _ngcontent-asx-99\" aria-hidden=\"false\">sing this portal, applicant <\/span>You can track the application status with your unique ID.  With the help of CLAP, PMAY beneficiaries can track the various stages that their applications go through before getting the final approval and release of interest subsidy.<\/p>\n<\/p>\n<p><strong><em>Read also:<\/em><\/strong>  <strong><em><span style=\"color: #0000ff;\">Pradhan Mantri Awas Yojana (PMAY): All you need to know<\/span><\/em><\/strong><\/p>\n<\/p>\n<h2\/>\n<h2><span class=\"ez-toc-section\" id=\"CLSS_Tracker_Stages\"\/><strong>CLSS Tracker: Steps<\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<\/p>\n<p>From submission of application to release of subsidy, PMAY applications go through the following 5 steps:<\/p>\n<h2\/>\n<h2><span class=\"ez-toc-section\" id=\"CLSS_Tracker_Stage_1\"\/><strong>CLSS Tracker: Stage 1 <\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Application_ID_generation\"\/><strong>Application ID generation<\/strong><span class=\"ez-toc-section-end\"\/><\/h3>\n<p>When this is complete you will receive an SMS on your mobile informing you about the generation of Application ID.  This will be an 11 digit alphanumeric ID.<\/p>\n<h2\/>\n<h2><span class=\"ez-toc-section\" id=\"CLSS_Tracker_Stage_2\"\/><strong>CLSS Tracker: Stage 2 <\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Due_diligence_by_primary_lending_institutions_PLI\"\/><strong>due diligence by <\/strong><strong>primary lending institutions<\/strong><strong>    (PLI)<\/strong><span class=\"ez-toc-section-end\"\/><\/h3>\n<p>When this step appears green on the CLSS housing portal, it means that your bank is in the process of creating your file which will be sent to either National Housing Bank (NHB) or Housing and Urban Development Corporation (HUDCO).<\/p>\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"CLSS_Tracker_Stage_3\"\/><strong>CLSS Tracker: Stage 3 <\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Claim_uploaded_on_Central_Nodal_Agency_CNA_portal\"\/><strong>Claim uploaded on Central Nodal Agency (CNA) portal<\/strong><span class=\"ez-toc-section-end\"\/><\/h3>\n<p>At this stage, NHB or HUDCO will scan your file.<\/p>\n<h2\/>\n<h2><span class=\"ez-toc-section\" id=\"CLSS_Tracker_Stage_4\"\/><strong>CLSS Tracker: Stage 4 <\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Subsidy_claim_approved\"\/><strong>subsidy claim accepted<\/strong><span class=\"ez-toc-section-end\"\/><\/h3>\n<p>At this stage, your application for PMAY Credit-Linked Subsidy Scheme (CLSS) is approved.<\/p>\n<h2\/>\n<h2><span class=\"ez-toc-section\" id=\"CLSS_Tracker_Stage_5\"\/><strong>CLSS Tracker: Stage 5<\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"i\"\/><strong> <\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Subsidy_transferred_to_PLI\"\/><strong>Subsidy transferred to PLI<\/strong><span class=\"ez-toc-section-end\"\/><\/h3>\n<p>At this stage, either NHB or HUDCO will release your subsidy in the bank.<\/p>\n<p>While it is your bank (PLI) which acts as an intermediary through whom you apply for PMAY subsidy under CLSS and through whom you ultimately receive the subsidy in your home loan, you will have to contact the bank every time. No need to go to PMAY Subsidy Application Status.  clap, <span style=\"color: #0000ff;\">https:\/\/pmayuclap.gov.in\/<\/span>Will show you the exact stage where your application is pending.<\/p>\n<p><strong><em>Also read our guide on how to check <span style=\"color: #0000ff;\">Status of PMAY<\/span>,<\/em><\/strong><\/p>\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Process_of_getting_CLSS_subsidy_under_PMAY\"\/><strong>Procedure to avail CLSS subsidy under PMAY<\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<p>Once you apply for CLSS subsidy under PMAY, your bank will send the application to either of the two central nodal agencies &#8211; NHB or HUDCO &#8211; appointed by the government to monitor subsidy flow under PMAY.  As mentioned above, your application for subsidy under CLSS goes through four stages before it is finally released into your account in five stages.<\/p>\n<p>When your application is in the first stage, an Application ID is generated for you using which you will be able to track the status of your application on CLAP.<\/p>\n<p>you will get your <strong>CLSS Application ID<\/strong> number through an SMS on your registered mobile number.<\/p>\n<\/p>\n<p><strong><em>See also: How does <span style=\"color: #0000ff;\">PMAY Interest Subsidy<\/span> Scheme for EWS and LIG work?<\/em><\/strong><\/p>\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Process_to_check_PMAY_subsidy_on_CLAP_portal\"\/><strong>Process to Check PMAY Subsidy on CLAP Portal<\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<\/p>\n<p><strong>step 1:<\/strong> To check the status of your application under CLSS, visit the official website, <span style=\"color: #0000ff;\">https:\/\/pmayuclap.gov.in\/<\/span>,<\/p>\n<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-78182 size-medium\" src=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160813\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_1-480x188.jpg\" alt=\"All You Need To Know About PMAY CLSS Housing Portal\" width=\"480\" height=\"188\" srcset=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160813\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_1-480x188.jpg 480w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160813\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_1-360x141.jpg 360w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160813\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_1-1021x400.jpg 1021w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160813\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_1.jpg 1194w\" sizes=\"(max-width: 480px) 100vw, 480px\"\/><\/p>\n<\/p>\n<p><strong>step 2:<\/strong> When you scroll down the page, the screen will display you CLSS Tracker as shown in the image below.  Now you need to enter your 11 digit alphanumeric Application ID to proceed further.<\/p>\n<\/p>\n<p><img decoding=\"async\" class=\"wp-image-78184 size-medium lazyload\" data-src=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160907\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_2-480x227.jpg\" alt=\"All You Need To Know About PMAY CLSS Housing Portal\" width=\"480\" height=\"227\" data-srcset=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160907\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_2-480x227.jpg 480w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160907\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_2-360x170.jpg 360w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160907\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_2-845x400.jpg 845w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160907\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_2-1200x568.jpg 1200w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160907\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_2.jpg 1340w\" data-sizes=\"auto, (max-width: 480px) 100vw, 480px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 480px; --smush-placeholder-aspect-ratio: 480\/227;\" \/><\/p>\n<\/p>\n<p><strong>step 3:  <\/strong>Once you enter your Application ID and hit &#8220;Get Status&#8221;, you will be asked to enter the One Time Password (OTP) sent to your registered mobile number to proceed with your query.<\/p>\n<\/p>\n<p><img decoding=\"async\" class=\"wp-image-78186 size-medium lazyload\" data-src=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160954\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_3-143x260.jpg\" alt=\"All You Need To Know About PMAY CLSS Housing Portal\" width=\"143\" height=\"260\" data-srcset=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160954\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_3-143x260.jpg 143w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160954\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_3-110x200.jpg 110w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11160954\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_3.jpg 212w\" data-sizes=\"auto, (max-width: 143px) 100vw, 143px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 143px; --smush-placeholder-aspect-ratio: 143\/260;\" \/><\/p>\n<\/p>\n<p><strong>step 4: <\/strong>You will receive an SMS on your registered mobile number which will provide you with an OTP.  Enter the OTP number and click on &#8220;Verify&#8221;.<\/p>\n<\/p>\n<p><img decoding=\"async\" class=\"wp-image-78188 size-medium lazyload\" data-src=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161043\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_4-117x260.jpg\" alt=\"All You Need To Know About PMAY CLSS Housing Portal\" width=\"117\" height=\"260\" data-srcset=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161043\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_4-117x260.jpg 117w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161043\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_4-90x200.jpg 90w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161043\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_4-180x400.jpg 180w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161043\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_4.jpg 221w\" data-sizes=\"auto, (max-width: 117px) 100vw, 117px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 117px; --smush-placeholder-aspect-ratio: 117\/260;\" \/><\/p>\n<p><img decoding=\"async\" class=\"wp-image-78189 size-medium lazyload\" data-src=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161221\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_5-122x260.jpg\" alt=\"All You Need To Know About PMAY CLSS Housing Portal\" width=\"122\" height=\"260\" data-srcset=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161221\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_5-122x260.jpg 122w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161221\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_5-94x200.jpg 94w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161221\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_5-188x400.jpg 188w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161221\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_5.jpg 228w\" data-sizes=\"auto, (max-width: 122px) 100vw, 122px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 122px; --smush-placeholder-aspect-ratio: 122\/260;\" \/><\/p>\n<\/p>\n<p><strong>Step 5: <\/strong>The screen will now show the status of your CLSS subsidy application.  The stages that your application has successfully passed will be shown in green.  As the subsidy has already been released for this Application ID, all the steps are shown in green.<\/p>\n<\/p>\n<p><img decoding=\"async\" class=\"wp-image-78191 size-medium lazyload\" data-src=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161334\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_6-480x221.jpg\" alt=\"All You Need To Know About PMAY CLSS Housing Portal\" width=\"480\" height=\"221\" data-srcset=\"https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161334\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_6-480x221.jpg 480w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161334\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_6-360x166.jpg 360w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161334\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_6-869x400.jpg 869w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161334\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_6-1200x553.jpg 1200w, https:\/\/assets-news.housing.com\/news\/wp-content\/uploads\/2021\/11\/11161334\/All-you-need-to-know-about-PMAY-CLSS-Awas-Portal_6.jpg 1342w\" data-sizes=\"auto, (max-width: 480px) 100vw, 480px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 480px; --smush-placeholder-aspect-ratio: 480\/221;\" \/><\/p>\n<\/p>\n<p><strong><em>find out how to fill <\/em><span style=\"color: #0000ff;\"><i>Pradhan Mantri Awas Yojana Online Form <\/i><\/span><\/strong><\/p>\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_fee_to_apply_for_CLSS\"\/>What is the fee to apply for CLSS?<span class=\"ez-toc-section-end\"\/><\/h2>\n<p>Under PMAY, offline and online demand surveys are conducted by urban-local bodies without any charges.  Online registration can also be done by the eligible beneficiaries through the Ministry&#8217;s website as mentioned in this guide.  The government has not authorized any private entity or individual to collect funds for availing any benefits under the PMAY mission.  Citizens are advised to verify with the officials of the Ministry in case of any doubt in this regard.  For doubts regarding PMAY-U, write an email or call on the following numbers:<\/p>\n<p>Director (HFA-5),<br \/>ministry of housing and urban affairs<br \/>Room No. 118, G Wing, NBO Building,<br \/>Nirman Bhawan, New Delhi-110011<br \/>011-23060484, 011-23063285<br \/>pmaymis-mhupa@gov.in, Grievance-pmay@gov.in<\/p>\n<p>Toll Free Number of NHB and HUDCO:<br \/>NHB: 1800-11-3377, 1800-11-3388,<br \/>HUDCO: 1800-11-6163<\/p>\n<\/p>\n<h2\/>\n<h2><span class=\"ez-toc-section\" id=\"Helpline_numbers_to_inquire_about_CLSS\"\/><strong>Helpline numbers to inquire about CLSS<\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<\/p>\n<p><strong>NHB Toll-Free Number<\/strong><\/p>\n<p>1800-11-3377<\/p>\n<p>1800-11-3388<\/p>\n<p><strong>HUDCO Toll-Free Number<\/strong><\/p>\n<p>1800-11-6163<\/p>\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FAQs\"\/><strong>questions to ask<\/strong><span class=\"ez-toc-section-end\"\/><\/h2>\n<section class=\"sc_fs_faq sc_card \">\n<div>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_timeline_for_the_generation_of_application_ID_in_CLAP_software\"\/>What is the time limit for generation of Application ID in CLAP software?<span class=\"ez-toc-section-end\"\/><\/h3>\n<div>\n<p>\t\t\t\t\t\tOnce your bank enters your data in the CLAP software, your CLAP Application ID will be generated within 24 hours.\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"sc_fs_faq sc_card \">\n<div>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_unique_ID_to_identify_PMAY_CLSS_application_status\"\/>What is the unique ID to identify the status of PMAY CLSS application?<span class=\"ez-toc-section-end\"\/><\/h3>\n<div>\n<p>\t\t\t\t\t\tYour Application ID is the unique ID to track your CLSS application.\t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"sc_fs_faq sc_card \">\n<div>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_stages_when_CLAP_software_will_send_an_SMS_to_borrower_or_co-borrower\"\/>What are the steps when CLAP software will send an SMS to the borrower or co-borrower?<span class=\"ez-toc-section-end\"\/><\/h3>\n<div>\n<p>\t\t\t\t\t\tCLAP software will send an SMS on the following steps: \u2022 After generating Application ID \u2022 After registering claim on CNA&#8217;s portal \u2022 After generating Beneficiary ID \u2022 After uploading photos, selfies and videos of success stories of CLSS beneficiaries For \u2022 Refund by PLI to CNA after subsidy, if any \u2022 At the time of OTP generation \t\t\t\t\t<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<div id=\"reaction_buttons_post78181\" class=\"reaction_buttons\">\n<p>Was this article helpful?<\/p>\n<ul>\n<li class=\"reaction_button reaction_button_0\" onclick=\"reaction_buttons_increment_button_ajax('78181', '0');\">\n<p><span class=\"button_name\"><\/span> <span class=\"braces\">,<\/span><span class=\"count_number\">4<\/span><span class=\"braces\">,<\/span><\/p>\n<\/li>\n<li class=\"reaction_button reaction_button_1\" onclick=\"reaction_buttons_increment_button_ajax('78181', '1');\">\n<p><span class=\"button_name\"><\/span> <span class=\"braces\">,<\/span><span class=\"count_number\">0<\/span><span class=\"braces\">,<\/span><\/p>\n<\/li>\n<li class=\"reaction_button reaction_button_2\" onclick=\"reaction_buttons_increment_button_ajax('78181', '2');\">\n<p><span class=\"button_name\"><\/span> <span class=\"braces\">,<\/span><span class=\"count_number\">1<\/span><span class=\"braces\">,<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<p><!-- AI CONTENT END 2 -->\n\t<\/div>\n<p><script  data-wpspdn-after=\"REORDER\" type=\"javascript\/blocked\">\n    (function (w, d) {\n      var s = d.createElement(\"script\");\n      s.src = \"https:\/\/cdn.adpushup.com\/39057\/adpushup.js\";\n      s.type = \"text\/javascript\";\n      s.async = true;\n      (\n        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